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Junior saving

 

Saving for the future allows you as a parent to deposit money over time into a specially designed passbook – Raffe the Giraffe - until your child’s full legal age.  

Benefits

  • There is no cap on individual deposit placements/withdrawals

    There is no cap on individual deposit placements/withdrawals

    During the deposit period, you can make as many payments and withdrawals as you like. All additional payments are recorded in the savings book without the need for a new agreement, and interest is accrued on the latest saving balance. 

  • Select the currency of your saving

    Select the currency of your saving

    You can opt to place money in KM or EUR

  • Save at more favourable interest

    Save at more favourable interest

    Term deposits carry the most favourable interest rate

  • Save at fixed interest

    Save at fixed interest

    Make your deposits grow faster at fixed interest.

  • Automated agreement renewal

    Automated agreement renewal

    Junior saving with automated renewal option for the same term until your child’s full legal age.

  • The features of Raffe the Giragge junior saving

      • The maximum deposit amount is KM 30,000 (or equivalent in EUR), but there is no minimum amount.
      • During the entire deposit term, the deposit balance must be maintained at a minimum of KM 500 (or equivalent in EUR)

 

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